Members Equity Bank :: Home Loan Comparison

Features of our Home Loans	Standard Home Loan	Ultimate Offset Account	Interest Only Investment Loan
Features of our Home Loans	Standard Home Loan	Ultimate Offset Account	Interest Only Investment Loan
No application fees or ongoing account keeping Fees
Loan period	5 — 30 years	5 — 30 years	5 — 30 years
Variable rate available
Fixed interest rate options	1, 3 or 5 years	1, 3 or 5 years	1, 3 or 5 years
Borrow up to 95% of property valuation
Free switches from variable to fixed rate^*
Owner-occupied or investment
No charge for extra repayments on variable rate loans^**
Weekly, fortnightly or monthly repayments			monthly only
Direct salary crediting option
Debit card and cheque book available
ATM, EFTPOS and Bank@Post access
Free everyday transactions
Free split loan facility
Redraws available^***
Top-up loans available from $10000
Interest (calculated daily and charged monthly)
Free phone and internet banking services

^*Switching from a fixed to a variable rate loan before the end of the fixed rate period may incur a prepayment fee.

^**Conditions apply to additional payments made to the fixed rate option and a fee may apply.

^***$500 minimum applies to redraw done via internet or telephone banking. A $2000 minimum applies to redraw done via our customer contact centre.

Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.

Home loan tools

Product Enquiries

Personal	Ph 13 15 63
Business	Ph 1300 658 108

ME Contact Centre open Mon - Fri 8am - 8pm. Sat 9am - 5pm (EST)

Existing Customers

Personal	Ph 1300 654 998
Business	Ph 1300 658 108

ME Contact Centre open Mon - Fri 8am - 8pm. Sat 9am - 5pm (EST)

Phone Banking

Personal	Ph 1300 654 998
Business	Ph 1300 658 108