Interest Only Investment Loan

Our Interest Only Investment Loan allows you to make interest only payments on your loan rather than principal and interest repayments. You can select an interest only period of up to 5 years with your choice of either a variable or a fixed rate term of 1, 3, or 5 years.

If you choose a variable rate, you can switch to a fixed rate loan at any time free of charge.

Genuine, low fixed and variable interest rates
No application fees or ongoing account keeping fees
No fees to fix, split or top up your loan
Monthly interest only payments for up to 5 years (reverting to principal and interest at the end of the interest only period)
Free phone and internet banking services
Loan amounts from $40,000 (Tasmania from $20,000)
Borrow up to 95% of the property valuation
A personal mobile banking manager can come to your home or workplace

By choosing this product you can significantly reduce your repayment commitments by paying interest only, rather than principal and interest repayments, for a period of up to five years. It is important to note that this is a product for investment purposes only.

You may borrow up to 95% against the value of an investment property and no deposit is required if you have sufficient equity in an existing residential property that can be used as additional security for the loan.

Apply Now Book a Mobile Banking Manager

Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.