Deposit Accounts, Rates, Fees & Charges

InterestME Savings Account

Interest Rate
Account Balance	Interest Rate
$0 - $3,000 (Tier 1)	0.05 % p.a.
Over $3,000 (Tier 2)	3.00 % p.a. for amounts in excess of $3,000

General Fees and Charges
Description	Amount
EFTPOS	First 15 EFTPOS transactions per month - free. Each EFTPOS over the monthly free limit - $1.00
ATM (ME Bank, Westpac, St.George⁺ or BankSA⁺ ATMs) (withdrawals/balance enquires)	$1.00^{^}
ATM (All other ATMs) (withdrawals/balance enquires)	Withdrawals and enquiries at all other ATMs will incur an ATM operator fee charged by the ATM operator. This fee is charged to your account immediately.
Bank@Post (deposit/withdrawals/enquires)	$1.00
Online banking (enquires/all transactions)	Free
Account keeping fees	Free
Overdrawn account fee If your account is overdrawn at any time	$15.00^#
Direct entry dishonour fee When any outgoing direct entry payment from your ME Bank account is dishonoured due to a lack of cleared funds in your account	$25.00^#
Copy of duplicate account statement If you request a copy of an account statement previously provided to you	$5.00 per page^#
Copy of interim account statement If you request a copy of an account statement that has not yet been provided to you	$5.00 per page^#
Voucher copy fee If you request ME Bank to produce a voucher or other documents in relation to the conduct of your account (e.g. a copy of a cheque)	$5.00 per document^# or $60.00 per hour whichever is lesser.
Trace Fee If you request ME Bank to investigate a transaction that has been posted to your account. Note: the fee will be waived if the trace shows that the transaction has been incorrectly posted to your account	$15.00^#

^{^} Charged last day of the month and upon account closure.

^# Charged to your account immediately.

⁺ Except at BP Petrol Stations.

Interest rates are current as at 21-May-2012 and are subject to change. Fees and charges may apply. Terms and conditions available on request.

This is general information only and you should consider if this product is appropriate for you.

Product Enquiries

Personal	Ph 13 15 63
ME Contact Centre open Mon - Fri: 8am - 8pm, Sat: 9am - 5pm (EST)
Business	Ph 1300 658 108
ME Business Contact Centre open Mon - Fri: 9am - 5pm (EST)

Existing Customers

Personal	Ph 1300 654 998
ME Contact Centre open Mon - Fri: 8am - 8pm, Sat: 9am - 5pm (EST)
Business	Ph 1300 658 108
ME Business Contact Centre open Mon - Fri: 9am - 5pm (EST)

Phone Banking

Personal	Ph 1300 654 998
Business	Ph 1300 658 108